Combine milk and cream in a heavy-based saucepan and bring to a simmer over low heat.
Add chocolate and stir continuously until melted and smooth. Divide among cups and serve with marshmallows.
300 millilitres Milk
1/2 tin Kara coconut cream
200 grams Chocolate Brown 72% callets chopped
Pinch of salt
1 packet Kapiti Candy Co toasted marshmallows